MH
Design · Capability Model

What we need to be good at — and how good we actually are.

Per vertical, every required capability is rated on a 0–5 maturity scale: where it is today, where the operating model requires it to be, and the move to close the gap.

Capabilities tracked
16
On target
4
Critical gaps
2
Avg. uplift required
1.4
Verticals
Risk · Capability portfolio

Quantify, govern, and adjudicate enterprise risk in real time.

0 · None1 · Initial2 · Developing3 · Defined4 · Managed5 · Leading
  • Core· Analytics
    Quantitative Risk Modeling
    2 senior quants vs. target 5; legacy VaR engine in maintenance mode.
    Current 2 Material gapTarget 4
    Sourcing
    Unsourced
    Owner
    M. Hadid
    Move
    Hire 2 seniors; modernize VaR pipeline on shared platform.
  • Core· Decision
    Limit & Exposure Adjudication
    Adjudication exists but contested above $50M; see interface IF-001.
    Current 3 Material gapTarget 5
    Sourcing
    In-house
    Owner
    M. Hadid
    Move
    Codify CRO accountability; ratify IF-001 contract.
  • Enabling· Intelligence
    Regulatory Horizon Scanning
    Coverage of 11 jurisdictions; APAC weak.
    Current 3 Minor upliftTarget 4
    Sourcing
    Shared
    Owner
    A. Petrov
    Move
    Add APAC analyst; quarterly horizon brief.
  • Differentiating· Analytics
    Stress Testing & Scenarios
    Industry-leading scenario library; cited in Reg review.
    Current 4 On targetTarget 4
    Sourcing
    In-house
    Owner
    A. Petrov
    Move
    Hold; package as shared capability for Treasury.